Collect replaces the patchwork of invoicing tools, a payment processor, a spreadsheet, and a collections workflow with one system that runs end to end.
Compose line items, quantities, tax, and due dates. Send a branded invoice with a pay link in seconds — or auto-number and batch them.
Invoice · INV-1042
Cards, ACH, Apple Pay, and Google Pay in one branded component. Cardholder data is tokenized client-side — PCI SAQ-A scope, never on your servers.
Checkout
Split any invoice into installments on the cadence you choose. Autopay charges the saved method on schedule and retries soft declines automatically.
Payment plan · 3 installments
Overdue invoices auto-enroll and sort by severity — a blend of amount and age — so your team always works the highest-impact accounts first.
Collections queue · by severity
Build multi-step email + SMS sequences. Each step re-checks state at fire time and skips if the balance cleared. Quiet hours and opt-outs respected.
Sequence · overdue follow-up
Send a settlement offer or let clients propose terms on a calm, branded page. The engine returns counter-options inside the guardrails you set.
Settlement offer
Accrue interest on overdue balances past a grace period — clamped per client to each state's usury cap. Every capping is recorded in the audit log.
Interest · accrued
Clients sign in with a magic link to see balances, pay, manage methods, track plans, and accept offers — all under your brand, on any device.
Client portal
Revenue and cash trends, AR aging, collection efficiency, top accounts, method mix, and fee summaries — exportable, in your timezone.
AR aging
Book a walkthrough and we'll set up a sandbox with your workflow.